Uncertainty is the Bane of Every Small Business

There is a lot of uncertainty for business owners with the end of the year only days away. Most of them are waiting for the people we voted into office to actually get off their butt and do something about the problems America is facing. Everything is in such a flux with no indication on which direction is up. How will 2013 look for employee benefits? Cla...

Really the best time to purchase Life Insurance

Due to what is called AG 38, now really is the best time to purchase Life Insurance. Due to the law going into effect on January 1 ( see below), rates with all carriers will be affected. AG 38 and Life Insurance Posted on October 30, 2012 by CEG Life AG 38 is a popular (if not pleasant) topic amongst life insurance companies and agents right now. Howe...

2013 Taxes Take Effect to Fund Healthcare Law

We keep hearing our politicians talking about the “fiscal cliff” and not raising taxes on the middle class, and whether or not to raise taxes on the top 2% of earners in the United States. What we are not hearing as that the middle class and the top earners are being hit on January one with several new taxes to fund the healthcare law that will be fully imp...