Employer Health Care Arrangements

http://www.irs.gov/uac/Newsroom/Employer-Health-Care-Arrangements Q1.  What are the consequences to the employer if the employer does not establish a health insurance plan for its own employees, but reimburses those employees for premiums they pay for health insurance (either through a qualified health plan in the Marketplace or outside the Mark...

A New Approach to Employee Benefits, But in Steps

Photo Source: comparecards.com Some employers have been with the same insurance agent for years.  The employers are either complacent and really trust their insurance broker or consultant, or they do not want to “rock the boat” on the relationship.  This could create a problem for the employer.     If the employer gets in a jam with being non-...

Health Reform - COBRA Coverage and Enrollment in Marketplace Coverage

Question: If someone voluntarily disenrolls in COBRA during open enrollment, are they eligible for subsidies in the Individual Marketplace? Answer: During Marketplace open enrollment, a person can voluntarily drop their COBRA coverage and get a Marketplace plan instead, even if their COBRA hasn't expired. They also may be determined eligible for cred...