Is 7.1 Million ACA enrollees Good?

The objective of the Affordable Care Act was to cover the uninsured? The question is how many of these 7.1 Million who enrolled were previously uninsured? Eric Wilson isellhealth.com

ACA Brings On The 100-Year Flood

Today in Chicago it is HOT. They are saying with the humidity, it is like 106 degrees. While the day is heating up, the weather decides it will throw a thunderstorm at us. The heat can be misleading at times. The same goes with health insurance with health care reform. Change is coming, but not the way you want it to. Photo Sour...

Understanding Medicare and Medicare Supplement

While on the surface Medicare seems confusing, dealing with a good insurance broker can simplify it for you. Medicare is the healthcare system for Americans over age 65 or those who qualify for the program under social security disability. Medicare pays for a lot of your healthcare, but not all of it. Let's start with Medicare "Part A". That is your hospital...

Aetna and Humana Canceling Health Plans At The End Of the Year

Do you remember the President while speaking at at Town Hall meeting on August 11, 2009 saying “if you like your health care plan, you can keep your health care plan? Also in June of 2012, if you are one of the Americans who have health insurance, you will keep your health insurance. In October of 2013, many Americans began receiving cancellatio...

The Return of the Death Spiral...

When I first got into the insurance business, I heard about what they called the Death Spiral. Basically, what it was, was the insurance company having a pool of people with insurance. Some get sick the cost of that pool goes up. It is based on the entire pool not just one person. Then the healthy people don’t like the rate increase so they move to a dif...

Humana Canceling Non-Grandfathered Plans At The End Of The Year

I always like to go back to the President’s words, “If you like your health plan, you can keep your health plan.” Except here is the problem.. You cannot! All plans written before March 23rd 2010 we considered grandfathered, and those you can still keep. All plans written between march 2010 and December 31, 2013, will be cancelled. If you recall, many pe...

Video: What triggers a Special Election Period under the ACA

Under the Affordable Care Act, you cannot purchase a major medical policy for the year 2014 after March 31, unless you qualify for a SPECIAL ELECTION PERIOD. The video will tell you how you can qualify. Eric Wilson www.isellhealth.com