You are the patient, not the customer

Healthcare is personal. When we start seeing the doctor, it is about us, or what is inside of us. These are things we do not go telling the public. Over time we build this relationship with the doctor. There is a comfort zone when it comes to our doctors. The unfortunate thing is, this relationship is one-sided. You are only a good relationship, as long...

Why is Obamacare Still Here?

Since its inception, the Affordable Care Act has taken its share of hits. Multiple trips to the Supreme Court, not for profit Co-ops failing, for-profit insurance carriers leaving the marketplace, attempts to repeal the law in bits an pieces, and it is still here! Some counties when the rates are filed in the coming months will find that they have no insura...

The CEO of one of the largest health insurers in the US explains why he thinks healthcare costs so much

Cigna CEO David Cordani Reuters This CEO believes that hospitals and the local community should spend more money on programs to engage the patient in healthcare. If the hospital increases their costs, that gets passed either directly on to the patient or financed through the insurance company. Then the patient/policyholder will end up paying a higher cost...

Overusing your health insurance

When reviewing health plans and evaluating cost, keep in mind health insurance wasn't designed to cover every penny related to health care. Everything under the sun on an open credit card is nice, but not when you are paying the bill. But you are. The purpose of insurance is to cover sudden very expensive losses. It's about making you whole again and not...

Non-Obamacare Short Term Health Plans On The Rise

American’s are looking for lower cost alternatives when it comes to their healthcare needs. Those who do not need a huge demand for medical services to be covered have other options. Even those with some medical requirements on a monthly or quarterly basis are ok with little less coverage if they are saving enough on premiums. The good news is alter...

Health Insurance: The race against the clock

There is still time for Congress to pick up the pieces of changing the healthcare system to help stabilize it. The fate of the Affordable Care Act is yet to be determined. In the meantime, people wait while paying extremely high premiums and have mountains of out-of-pocket bills on the kitchen table. Where is the affordability of the Affordable Care Act? ...

Health care billing issues: Sudden and Expensive

Photo credits: creditcards.com Insurance is designed for sudden expensive exposure that most of us cannot afford. If you look at those words again: sudden and expensive. It does not spell out the predictable and affordable. For years though, we had someone with the bigger purse paying the bills. Most of us had very little to pay out-of-pocket for any of...

Federal judge upholds order to end cost-sharing reduction subsidies

OCT 25, 2017 | BY JOEL ROSENBLATT, ANDREW HARRIS A federal judge rejected a bid by Democratic state officials to temporarily block the White House from ending so-called cost-sharing reduction payments to health insurers under the Affordable Care Act. A coalition of 19 Democratic attorneys general, led by California’s Xavier Becerra and New York’s Eric S...

Trump Changes Healthcare with Executive Order

Last week President Trump signed an executive order on health care, to cause momentum to change with the Affordable Care Act. Taking this action increases healthcare choices for millions of Americans. Having alternatives to Obamacare plans will help make things more affordable. How does that impact you? Let’s review the changes. The order directs ...

The Wilson Health Plan

I Sell Health, Inc. 888-448-5370 The Wilson Health Plan Posted: 28 Sep 2017 10:43 AM PDT We have heard of Affordable Care Act, otherwise known as Obamacare, this system is failing for a number of reasons. The Republicans have failed to pass a repeal or a replacement and seem to have no idea as to how to accomplish such a thing after seven yea...

Video: strategize and save money on health insurance in 2018

Video: What to do for 2018 health insurance plans

Exchange Plans Wait to Price 2018 Policies

It could be an another cold day in Chicago, as we wait to see what the Trump Administration decides to do with the healthcare subsidies. A glimmer of hope for some of those receiving subsidies. The insurance companies are fearing for the worst. Brace for impact! Health insurance companies must soon decide if they will participate in Affordable Care Act (AC...

Why Allowing Health Insurance Sales Across State Lines Won’t Help

Why Allowing Health Insurance Sales Across State Lines Won’t Help By Peter Orszag | March 7, 2017 Why Allowing Health Insurance Sales Across State Lines Won’t Help The effort to replace Obamacare faces increasing challenges, the more it is subjected to the harsh light of scrutiny. A good example is the proposal, apparently central to the Re...

Small employers still have a chance to save money

Photo credit: clipartfest.com The Affordable Care Act, also known as Obamacare, has confused many people lately. The massive increases for January 1st, 2017, has left many in a pickle. Employers are scrambling to find a solution, yet at a cost that could be as much as double their mortgage. This increase produces a financial strain on their family. The p...

Video: Small Businesses Paying More for Health Insurance in 2017

Video: ACA Executive Order by Trump Administration Jan 2017