Advisor TV: S6:E4 BUTCH ZEMAR, BENEFITS ADVISOR,

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line. Employers have options dealing with healthcare for their employees. Staying ahead of the trend will help save them mon...

Health care billing issues: Sudden and Expensive

Photo credits: creditcards.com Insurance is designed for sudden expensive exposure that most of us cannot afford. If you look at those words again: sudden and expensive. It does not spell out the predictable and affordable. For years though, we had someone with the bigger purse paying the bills. Most of us had very little to pay out-of-pocket for an...

Aetna- CVS Merger a Win for Consumers

On December 3, 2017 it was announced that CVS pharmacy would purchase Aetna for an estimated $69 billion. This could become a move that changes the way healthcare is delivered in the United States. First, let me say that we must distinguish the difference between health insurance and health care. The two are often used synonymously. Health care is th...

Trump Changes Healthcare with Executive Order

Last week President Trump signed an executive order on health care, to cause momentum to change with the Affordable Care Act. Taking this action increases healthcare choices for millions of Americans. Having alternatives to Obamacare plans will help make things more affordable. How does that impact you? Let’s review the changes. The order d...

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Video: What to do for 2018 health insurance plans

Exchange Plans Wait to Price 2018 Policies

It could be an another cold day in Chicago, as we wait to see what the Trump Administration decides to do with the healthcare subsidies. A glimmer of hope for some of those receiving subsidies. The insurance companies are fearing for the worst. Brace for impact! Health insurance companies must soon decide if they will participate in Affordable Ca...

Why Allowing Health Insurance Sales Across State Lines Won’t Help

Why Allowing Health Insurance Sales Across State Lines Won’t Help By Peter Orszag | March 7, 2017 Why Allowing Health Insurance Sales Across State Lines Won’t Help The effort to replace Obamacare faces increasing challenges, the more it is subjected to the harsh light of scrutiny. A good example is the proposal, apparently central to the R...

Small employers still have a chance to save money

Photo credit: clipartfest.com The Affordable Care Act, also known as Obamacare, has confused many people lately. The massive increases for January 1st, 2017, has left many in a pickle. Employers are scrambling to find a solution, yet at a cost that could be as much as double their mortgage. This increase produces a financial strain on their family. T...

Video: Small Businesses Paying More for Health Insurance in 2017