Blog
Jul 24, 2013

Medicare Part D Drug Coverage

Summary The Patient Protection and Affordability Act addresses the gap in coverage Medicare Part D enrollees experience when they exceed the initial coverage limit of $2,840. Prior to 2011, most* Medicare Part D enrollees were required to pay 100 ...

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Jul 23, 2013

Essential Health Benefits

Summary The Act defines certain categories of benefits as "Essential Health Benefits." The categories of essential health benefits are: Ambulatory patient services Emergency services Hospitalization Maternity and new...

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Jul 23, 2013

Patient-Centered Outcomes Research Institute Fee

Summary The Patient Protection and Affordable Care Act (the Act) imposes a new Patient-Centered Outcomes Research Institute (PCORI) fee, formerly the comparative effectiveness research fee, on plan sponsors and issuers of individual and group poli...

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Jul 22, 2013

Adjusted Community Rating

Summary On Feb. 22, 2013, the U.S. Department of Health and Human Services (HHS) issued a final rule to implement the Affordable Care Act's (ACA) fair health insurance premium (adjusted community rating), guaranteed availability (issue), guarantee...

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Jul 22, 2013

Administrative Simplification: Eligibility and claim status

Summary The Administrative Simplification provision under Section 1104 of the Patient Protection and Affordable Care Act (the Act) intends to improve the standards for electronic transactions mandated by the Health Insurance Portability and Accoun...

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Jul 21, 2013

Small Business Health Insurance - What Do Employees Want?

What do small business employees want from health insurance? What keeps them loyal and motivated to stay with the business? How should a small business design their health insurance offerings to match what employees value? Metlife recently surveye...

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Jul 20, 2013

Video: Obamacare - Glitch in System Could Favor Smokers

Yet, another delay in the healthcare overhaul due to a glitch in the system last week involving the healthcare law. This means smokers may get at least some relief next year from tobacco use penalties.  A fix will take at least a year.

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Jul 19, 2013

Video: The Obama Administration Delays a Major Section of Obamacare

Employer Mandate was delayed until 2015 by the Obama Administration.  This is good news for some employers.  It could question the integrity of the law as we move forward as far as how much will actually stick.

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Jul 18, 2013

Obamacare: Glitch in System Could Favor Smokers

Yet, another delay in the healthcare overhaul due to a glitch in the system last week involving the healthcare law. This means smokers may get at least some relief next year from tobacco use penalties. A fix will take at least a year. Due to th...

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Jul 17, 2013

Four Things You Should Know About the Employer Mandate Delay

On July 2, 2013 the Department of the Treasury and the White House used their blogs to announce that the employer reporting requirements, and the employer shared responsibility/play or pay penalty, are being delayed until 2015.  The Treasury said tha...

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Jul 17, 2013

Employer Mandate Delayed and Insurance Agency Steps In To Help Businesses

Obamacare brings many questions into play.  This law is so complex that after three and half years, since it was signed into law, it is still not enough time to figure out what the law actually says and to build the infrastructure.  The government is...

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Jul 16, 2013

The Obama Administration Delays a Major Section of Obamacare

On July 3, 2013, the Obama Administration delays the Employer Mandate of Obamacare until January 1, 2015. Washington claims to be listening to businesses when they were screaming that they need more time to figure out how to do their part with the n...

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Jul 15, 2013

Open Enrollment under Obamacare. What you need to know right now.

Beginning 1/1/14 and ending 4/1/14  the first national ‘Open Enrollment’ period begins under Obamacare. During this ‘Open Enrollment’ period, applicants will be able to purchase health insurance coverage on a guaranteed issue basis (without regard to...

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Jul 11, 2013

Video: Jean From Bounce Solutions Gives Feedback on Butch Zemar"s Insurance Review

Video: Jean From Bounce Solutions Gives Feedback on Butch Zemar Insurance Review Jean Kuhn at Bounce Solutions

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Jul 10, 2013

Video: Don"t Fall for Obamacare"s Pre-existing Conditions Mandate

Video: Don't Fall for Obamacare's Pre-existing Conditions Mandate This has an interesting illustration what happens when a claim is made with pre-existing conditions come 2014 when health insurance companies can no longer screen for hea...

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Jul 09, 2013

Video: Health Care Reform Delay: Good for Business

Video: Health care reform delay: Good for business

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Jul 08, 2013

Video: Employer Mandate Delayed by Obama Administration is in the News

Video: Employer Mandate Delayed by Obama Administration is in the News -

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Jul 08, 2013

Video: Obamacare Confusion | Butch Zemar Shares His Thoughts | FirstBusinessNews.com

A look into how businesses are handling confusing new healthcare laws. Paul Eggerts reports.   F irstBusinessNews.com

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Jul 08, 2013

Health insurance marketplaces will not be required to verify consumer claims

As reported by the Washington Post: The Obama administration announced Friday that it would significantly scale back the health law’s requirements that new insurance marketplaces verify consumers’ income and health insurance status. Instead,...

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Jul 07, 2013

Why Haven"t Low Interest Rates Done Anything?

The Feds. The Banks, those who kind of control the money.. They try hard to keep the economy moving, with low interest rates.  They are so low.  Why have years of artificially low rates for mortgages and business financing not “stimulating” us into f...

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About Elite Benefits of America

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net is the go-to information sources for small and middle market companies. 

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FOR IMMEDIATE RELEASE Elite Benefits of America Launches Elite Benefits Playbook to Transform Benefits Renewals for Employers

  • FOR IMMEDIATE RELEASE: Elite Benefits of America Launches Elite Benefits Playbook to Transform Benefits Renewals for Employers [Chicago, Aug. 29, 2023] – As benefits renewals season approaches, Elite Benefits of America is excited to unveil its latest innovation, the Elite Benefits Playbook, designed to empower employers to take control... Posted: Aug 29, 2023 Read More

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