Blog Employee Benefits, Health Insurance, Medicare, HR Outsourcing - By "Butch Zemar"

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Oct 05, 2012

Video: Waiting To Handle Your Life Insurance

Do not put off doing your life insurance until tomorrow, next week, next year. The difference could be between Life and Death. Do not put it off any longer. Do it today. Video is for informational purposes only. Butch Zemar www.Elit...

Oct 05, 2012

Video: Income Replacement for Sick Business Owners

When a business owner becomes sick, how is the business going to be able to pay for that? When a business begins to suffer, and then it's too late. Just like most insurance programs, we cannot buy it after the fact. Seek an adviser for more in...

Oct 02, 2012

Income Replacement For Sick Business Owners

If you are the business owner and you become sick, how are you, or the business for that matter, going to be able to pay for that? Typically, a business owner is needed in their business in order for it to function. When a business owner becomes sick...

Sep 17, 2012

Video: Term Life Insurance Vs Permanent Life Insurance

Video: Life Insurance is not cookie cutter. Every situation is different. Knowing the difference is key and could cost your family a fortune if not done properly. Seek an adviser for more information. Video is for informational purposes only. ...

Sep 17, 2012

Cutting Health Insurance Premiums To Stay In Business

Employees and employers are at a crossroads between health insurance benefits and cost. For years employees have been spoiled and at a time of dire straights, employers are cutting back on everything. This is not sitting well with employees because...

Aug 14, 2012

Too Sick To Buy Life Insurance, Bogus

There is a preconceive notion that because someone has a health condition, or multiple health conditions, they cannot buy life insurance. This is because they heard it from a friend, who is not in the insurance business. It is possible they have be...

Jul 21, 2012

Video: More Health Insurance Companies Exit The Market - Seek an Advisor

More and more carriers are leaving the market after the Healthcare Reform was signed into law. Many of them are even A rated companies. This doesn't mean they are going out of business, just leaving the health insurance market. If your health insur...

Jul 20, 2012

Video: Shop Insurance Agents and Save 45%

Doing the same thing over and over again expecting a different result is the definition of insanity. How do you know your insurance agent is providing you all of the options? Ever think that you could ask another insurance agent to compare and it c...

Jul 19, 2012

Video: Why Buy More Life Insurance

Many do not think they need to buy more life insurance. Most of them have never sat down to figure out how much life insurance is needed. Protecting your assets and income replacement are important factors in determining the amount that is needed. Yo...

Jul 09, 2012

20 Taxes that Obamacare brings with it – What you need to know

As you may be aware of the PPACA ( afordable care act) while they say it is affordable, everything comes with a price. Here are 20 taxes that you need to be aware of. Some have already started, some will be starting in the future. Here we go… T...

Jun 27, 2012

Protect Your Paycheck and Your Family

Life takes a toll and moves at the speed of light. Over time we focus on priorities that are more immediate than others. With certain things, since there is no immediate pain, we tend to put off until it becomes more important to us. Hopefully, it's ...

Jun 20, 2012

Video: How Often Should You Review Your Life Insurance

Life insurance should be reviewed early and often. In many cases the policy is not doing what you thought or planned. Watch this video. Butch Zemar www.EliteBenefits.net

Jun 19, 2012

Video: Health Insurance: Business Owners May Need Help

Business owners may need help with their employee benefits. You would think the current agent would be doing their job, but not always the case. Maybe they are but are limited on the available resources compared to other insurance agents. How woul...

Jun 19, 2012

Video: Cutting Healthcare Cost on Insurance

It just takes a little out-of-the-box thinking to cut your health insurance premiums. Most of the time it comes out to be a math problem. Please watch the video: Butch Zemar www.EliteBenefits.net

Jun 17, 2012

Wellpoint Buys 1800Contacts

Wellpoint is one of the biggest health insurance carriers in the country. They hold many of the 'so called franchise' of the Blue Cross Shield Association. Most commonly known as Anthem Blue Cross and Blue Shield and the former Unicare of the Midwe...

May 11, 2012

Health Insurance Is A Math Problem Not A Benefits Issue

Most Americans that pay for their own health insurance typically want a low deductible but they don't want to pay the higher premiums. Many people and business owners feel they are losing out on coverage when they raise the deductible. It all becom...

May 06, 2012

What will happen to your business if you suffer a serious illness?

What will happen to your business if you suffer a serious illness? Learn how you can protect yourself from losing your business in the event of a serious illness at a special program being presented by Elite Benefits on May 17 at 11:30 am in New Len...

May 06, 2012

Pre-existing Condition Insurance Plan (PCIP) Cuts Agents Referral Program

As part of the health care reform law, the government implemented a high risk pool called Pre-existing Condition Insurance Plan, or known as PCIP. It was created for those who currently cannot be approved for standard health insurance. This could m...

Apr 28, 2012

Whoa! Tax-Free Retirement For Everyone

Do you have the retirement plan that gives you a small tax break, now, in the current tax year, and pay a bigger tax later when you finally retire? In addition to the bigger tax, you are forced to start paying the tax at 70 1/2. It is worth rep...

Apr 25, 2012

Health Insurance: Business Owners May Need Help

Health insurance agents are exiting the market due to industry changes and commission cuts. Make sure your current agent is a major player. If not find someone who will support you and your business. Watch video here:

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