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Apr 18, 2014

How to purchase health insurance now that the Open Enrollment Season has concluded

In my town of Romeoville, Illinois or any other town in America, now that Open Enrollment under the Affordable Care Act has concluded, the only way to purchase Health Insurance is through a Special Election Period. Similar to an SEP in the Medicare A...

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Apr 05, 2014

Just Another Thing On Your Desk

Credit: http://www.thedailybuggle.com Everyone has tasks to do on their desk and will always run into issues of completing more. Somethings just have to come off the employer's desk. This is where outsourcing or delegation is needed. For som...

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Apr 04, 2014

IS 7 MILLION REALLY A GOOD NUMBER TO HAVE ENROLLED IN THE AFFORDABLE CARE ACT?

April 1, 2014 the day after open enrollment ended for the Affordable Care Act, we are starting to hear from the White House that the enrollments are near 7 million.  7 million is significant, because the non-partisan Congressional Budget Office (CBO)...

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Apr 03, 2014

New Law Repeals Deduction Limits for Small Employer Insured Health Plans

Section 213 of "Protecting Access to Medicare Act of 2014" repeals the annual deductible limit requirement for small employer insured health plans that was to be effective for plan years beginning on or after Jan. 1, 2014. The repeal of the Affordabl...

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Mar 19, 2014

Video: Health Insurance Tax Credit Eligibility

Health Insurance Tax Credit Eligibility. Not everyone will qualify for the tax credit, even if you meet the preliminary requirements.  Seek out a CPA or a Subject matter expert on your situation.

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Mar 19, 2014

Video: Provider Network Issues With 2014 Health Insurance Plans

Provider Network Issues With 2014 Health Insurance Plans.  Many Doctors claim they are not part of the new network.  Understand it is a contract issue, not a policy issue.  The new Law Changed how insurance companies operate and had to lower some of ...

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Mar 19, 2014

Video: Open Enrollment Ends March 31st, 2014

Open Enrollment Ends March 31st, 2014.  You must enroll prior to this date. Employers should give employees an opportunity to enroll and possibly save money.  Seek an advisor where needed.

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Mar 18, 2014

Video: Elite Benefits of America - Video Card

Video:  Elite Benefits of America - Video Card

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Mar 18, 2014

Video: There Is No Obamacare Plan

There Is No Obamacare Plan. Do not be mislead. The plans are sold by the health insurance companies, not the government. The government is supplying a tax credit for those who qualify to reduce the premium. The gross premium will be reduced by the of...

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Mar 18, 2014

Video: Simplifying the Buying Process

Simplifying the Buying Process with Health Care Reform. Get a better idea on how they put the plans together.

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Mar 18, 2014

Video: What is Obamacare?

What is Obamacare? Obamacare is a Nickname for the Affordable Care Act (ACA). ACA changed how policies were bought and sold in the marketplace.

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Mar 18, 2014

Last Call For Your Health Insurance - Deadline March 31, 2014

Photo source: http://www.newbridge.bathnes.sch.uk/npa/ All good things come to an end, right? It has been a long time coming. The legacy health care reform, also known as 'Obamacare', open enrollment period is about to come to an end. If y...

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Feb 22, 2014

What Were They Thinking?

I have been a  Health Insurance  Broker for over a decade, I have probably sold a half of a billion dollars in premium over that amount of time. I have clients of all ages and I am licensed currently in eight states, and there are a few more that I h...

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Feb 21, 2014

White House delays health insurance mandate for medium-sized employers until 2016

By Juliet Eilperin and Amy Goldstein, Published: February 10 Link: http://www.washingtonpost.com/national/health-science/white-house-delays-health-insurance-mandate-for-medium-sized-employers-until-2016/2014/02/10/ade6b344-9279-11e3-84e1-27626...

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Feb 21, 2014

Area Insurance Agent Named Finalist For National Award

FOR IMMEDIATE RELEASE CONTACT: Garry Polodna 708-917-5073 AREA INSURANCE AGENT NAMED FINALIST FOR NATIONAL AWARD Butch Zemar, Chicago, an insurance agent at Elite Benefits of America in Oak Lawn has been ...

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Feb 20, 2014

Networks Of Doctors And Hospitals Change with Healthcare Reform

Doctors across the nation have been voicing that they will not participate in the new Obamacare plan.  Right from the start, it shows that many of the doctors are not educated on the new law.  This ‘Obamacare Plan’ does not exist with the new Afforda...

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Feb 19, 2014

There Is No "Obamacare Plan" - Just New Health Insurance Policies

The Affordable Care Act (ACA), commonly known as ‘Obamacare’, only changed how policies are sold and bought in the marketplace going forward.  There is no government health plan that was attached to the law.  When someone purchases a plan, on or off ...

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Jan 14, 2014

Simplifying The Health Insurance Shopping

In the past, it was very confusing comparing plans with all the deductibles, co-pays and provider network options.  Who can really make a choice and really know what they had just selected for themselves or their family?  Now the law has changed the ...

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Jan 14, 2014

Not all Cancelled Health Insurance Policies were "Junk"

I was reading an article recently, it was written in a journal ( I will not publicly bash the publication) about the canceling of policies under the Affordable Care Act. The article talks about Michelle Malkin’s plan that was a Health Savings Account...

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Jan 08, 2014

Tax Pros Face Obamacare - More Concerns About Premiums Than Taxes

The reason most tax professionals are more concerned with premium increases than tax increases, is because future premium increases are the unknown. The tax changes are known and can be calculated in advance to aid in client business decisions. It’...

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About Elite Benefits of America

Employers are feeling it every day that health insurance premiums are skyrocketing out of control. They are duplicating their efforts and finding out as they move along they have pitfalls that are eating up their bottom line.  

Employers have options dealing with healthcare for their employees.  Staying ahead of the trend will help save them money and time while maintaining the status of the employer of choice for talented employees.  
 
Butch Zemar, an industry-leading healthcare reform specialist and author who helps businesses enhance their employee benefits offerings while also reducing health insurance costs. A published author, speaker, and writer is known for his expertise in the health insurance marketplace. Advisor to small and medium-sized businesses on the latest regulations and new insurance plan offerings. A 2014 Broker of the Year finalist for Benefits Pro. Avid scuba diver, master instructor, and creator of ScubaButch.com.

EliteBenefits.net is the go-to information sources for small and middle market companies. 

Latest Blog Post:

FOR IMMEDIATE RELEASE Elite Benefits of America Launches Elite Benefits Playbook to Transform Benefits Renewals for Employers

  • FOR IMMEDIATE RELEASE: Elite Benefits of America Launches Elite Benefits Playbook to Transform Benefits Renewals for Employers [Chicago, Aug. 29, 2023] – As benefits renewals season approaches, Elite Benefits of America is excited to unveil its latest innovation, the Elite Benefits Playbook, designed to empower employers to take control... Posted: Aug 29, 2023 Read More

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