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Patient-Centered Outcomes Research Institute Fee

Summary The Patient Protection and Affordable Care Act (the Act) imposes a new Patient-Centered Outcomes Research Institute (PCORI) fee, formerly the comparative effectiveness research fee, on plan sponsors and issuers of individual and group poli...

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Adjusted Community Rating

Summary On Feb. 22, 2013, the U.S. Department of Health and Human Services (HHS) issued a final rule to implement the Affordable Care Act's (ACA) fair health insurance premium (adjusted community rating), guaranteed availability (issue), guarantee...

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Administrative Simplification: Eligibility and claim status

Summary The Administrative Simplification provision under Section 1104 of the Patient Protection and Affordable Care Act (the Act) intends to improve the standards for electronic transactions mandated by the Health Insurance Portability and Accoun...

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Small Business Health Insurance - What Do Employees Want?

What do small business employees want from health insurance? What keeps them loyal and motivated to stay with the business? How should a small business design their health insurance offerings to match what employees value? Metlife recently surveye...

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Video: Obamacare - Glitch in System Could Favor Smokers

Yet, another delay in the healthcare overhaul due to a glitch in the system last week involving the healthcare law. This means smokers may get at least some relief next year from tobacco use penalties.  A fix will take at least a year.

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Video: The Obama Administration Delays a Major Section of Obamacare

Employer Mandate was delayed until 2015 by the Obama Administration.  This is good news for some employers.  It could question the integrity of the law as we move forward as far as how much will actually stick.

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Obamacare: Glitch in System Could Favor Smokers

Yet, another delay in the healthcare overhaul due to a glitch in the system last week involving the healthcare law. This means smokers may get at least some relief next year from tobacco use penalties. A fix will take at least a year. Due to th...

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Four Things You Should Know About the Employer Mandate Delay

On July 2, 2013 the Department of the Treasury and the White House used their blogs to announce that the employer reporting requirements, and the employer shared responsibility/play or pay penalty, are being delayed until 2015.  The Treasury said tha...

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Employer Mandate Delayed and Insurance Agency Steps In To Help Businesses

Obamacare brings many questions into play.  This law is so complex that after three and half years, since it was signed into law, it is still not enough time to figure out what the law actually says and to build the infrastructure.  The government is...

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The Obama Administration Delays a Major Section of Obamacare

On July 3, 2013, the Obama Administration delays the Employer Mandate of Obamacare until January 1, 2015. Washington claims to be listening to businesses when they were screaming that they need more time to figure out how to do their part with the n...

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Open Enrollment under Obamacare. What you need to know right now.

Beginning 1/1/14 and ending 4/1/14  the first national ‘Open Enrollment’ period begins under Obamacare. During this ‘Open Enrollment’ period, applicants will be able to purchase health insurance coverage on a guaranteed issue basis (without regard to...

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Video: Jean From Bounce Solutions Gives Feedback on Butch Zemar"s Insurance Review

Video: Jean From Bounce Solutions Gives Feedback on Butch Zemar Insurance Review Jean Kuhn at Bounce Solutions

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Video: Don"t Fall for Obamacare"s Pre-existing Conditions Mandate

Video: Don't Fall for Obamacare's Pre-existing Conditions Mandate This has an interesting illustration what happens when a claim is made with pre-existing conditions come 2014 when health insurance companies can no longer screen for hea...

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Video: Health Care Reform Delay: Good for Business

Video: Health care reform delay: Good for business

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Video: Employer Mandate Delayed by Obama Administration is in the News

Video: Employer Mandate Delayed by Obama Administration is in the News -

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Video: Obamacare Confusion | Butch Zemar Shares His Thoughts | FirstBusinessNews.com

A look into how businesses are handling confusing new healthcare laws. Paul Eggerts reports.   F irstBusinessNews.com

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Health insurance marketplaces will not be required to verify consumer claims

As reported by the Washington Post: The Obama administration announced Friday that it would significantly scale back the health law’s requirements that new insurance marketplaces verify consumers’ income and health insurance status. Instead,...

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Why Haven"t Low Interest Rates Done Anything?

The Feds. The Banks, those who kind of control the money.. They try hard to keep the economy moving, with low interest rates.  They are so low.  Why have years of artificially low rates for mortgages and business financing not “stimulating” us into f...

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The Difference Between Tax Deferred and Tax Free

When I got my first job out of college it was 1991.  I heard about this great retirement vehicle called a 401 (k).  Now, I really did not know what a 401 (k) was, but I was told to ask each company I interviewed with if they had a 401 (k).  So I get ...

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Where Can I Find The Money To Now So I Can Have A Tax Free Retirement Later?

We have talked in the past of the advantages of a tax free retirement.  If you are like most people the common consensus is that in the future taxes will go up, so there is no guarantee that when you retire you will be in a lower tax bracket then you...

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