Health Insurance Is A Math Problem Not A Benefits Issue

Most Americans that pay for their own health insurance typically want a low deductible but they don't want to pay the higher premiums. Many people and business owners feel they are losing out on coverage when they raise the deductible. It all becomes clear when they realize its just a math problem. Most Americans are scared by higher expos...

What will happen to your business if you suffer a serious illness?

  What will happen to your business if you suffer a serious illness?  Learn how you can protect yourself from losing your business in the event of a serious illness at a special program being presented by Elite Benefits on May 17 at 11:30 am in New Lenox.     Butch Zemar, Chief Officer at Elite Benefits of America and LaRoy Mack of LDM Consultants wi...

Pre-existing Condition Insurance Plan (PCIP) Cuts Agents Referral Program

As part of the health care reform law, the government implemented a high risk pool called Pre-existing Condition Insurance Plan, or known as PCIP.  It was created for those who currently cannot be approved for standard health insurance.  This could mean declined from coverage, a major health issue such as cancer, or the carrier excludes conditions that nor...